If you are one of the few people that still has money in your pocket after this grueling recession, perhaps now is the time to buy a home, before the economy bounces back and you miss out on the current tax breaks. In case you haven’t heard, the Federal Government is currently giving out an $8,000 Tax Credit to first time home buyers and a $6,500 tax credit to homeowners who have lived in a current home consecutively for 5 of the past 8 years. To qualify, you must have a binding contract by April 30, 2010 and the deal must close by June 30, 2010. No one knows if these tax credits will be extended and since home prices have been gaining for the last seven months, this opportunity to save and possible even gain money might disappear.
There are a few restrictions on this tax credit. If you make over $125,000 or if you and your spouse make over $225,000, you are not eligible. You also cannot get the credit if the home you are buying cost more than $800,000. Over $800,000? Just hearing that number makes me feel poorer.
A word of Caution:
Before the economy took a sharp nose dive, I bought a home at a very expensive price and I had money tide up in the original, now bankrupt, General Motors Co. Why am I telling you this? To prove to you that some blogger on the internet (me), is the last person you should take legal or financial advice from. What you should do is contact your lawyer, your broker, your accountant, and then contact a realitor like Coldwell Banker so you can make a better informed decision. In short, don’t be cross with me if we find ourselves in the same soup line.
Good Luck and I hope this information was helpful.
Disclosure of Material Connection: This is a “sponsored post.” The company who sponsored it compensated me via a cash payment, gift, or something else of value to write it. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.
Maybe you are reading this blog because you are sneaking a few minutes of internet time from your employer’s prying eyes. Maybe you are sitting at home and got tired of watching another rerun of a television show, a show that wasn’t even good the first five or six times you watched it. Perhaps you’re tired of going to the same tired events, concerts, and bars in your local area. Chances are, if you are reading this blog right now, you need a vacation or to at least take a couple of days to get away. This is why you need to get to Las Vegas.
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Disclosure of Material Connection: This is a “sponsored post.” The company who sponsored it compensated me via a cash payment, gift, or something else of value to write it. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.
As a man, the word lovable is unacceptable. We are not allowed to be lovable. Loveable is a term used to describe women or hamsters. The cute little hamster can be lovable, but a man must be hansom or strong. It doesn’t matter that Merriam Websters online dictionary says that lovable means “having qualities that attract affection,” because men don’t need affection in our society. I wish that was truly the case. We do need affection but in our society’s culturalization of men, a man must embrace his stereotype or he is not a man.
Our culturalization even influences what we would think would be required for us to be “lovable.” We can only be lovable, if we have lots of money, or if we have an ungodly expensive car, or because we have a terrific sense of humor, or because we can lift an automobile above our heads. These are the things that we are supposed to believe make us lovable. That brings us to what is required for me to be lovable. I’m only lovable if I can ignore the idea that men being lovable is unacceptable.
What is it that you think makes you lovable? Please leave your answer in the comments below.
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